Service INDUSTRY CLIENTS

Service Industry Clients - Must Do’s

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• ​Claim all your tips so they show on your pay stubs​​.

• Establish a good credit score.

▸Get out 2-3 lines of credit -Through credit cards, car loans, or other installment debts that show on your credit.

• Ensure all your lines of credits are paid on time each month.

• If majority of your income is from tip income, you must be in the industry for two years.

▸Know you do not have to have the same job for two years, but you must be in the industry for two years.

▸If you switch jobs, know you will have to be on the new job for at least 3 months prior to being eligible to use tip income.

• Use Fawn! 😊

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 Service Industry Clients - Should Do's

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• The longer you stay within the same job the better.

• Try not to switch jobs within if you are looking to purchase a home within the next 3-6months.